Website Privacy Policy for Financial Services Lender

Effective Date: 2020 to Present [last updated in 2025]

We understand that privacy is important to you. This Privacy Policy explains how we collect, use, and protect the personal and financial information you provide when you visit our website, apply for loans, or interact with us through any online platform.

Please read this Privacy Policy carefully. By accessing or using our website, you agree to the terms outlined below. If you do not agree with the terms, please refrain from using our website.

1. Information We Collect

We collect various types of information to provide and improve our services. The types of information we collect may include:

a. Personal Information

When you visit our website or apply for a loan, you may be asked to provide personal information such as:

• Full name

• Address (physical and mailing)

• Email address

• Phone number

• Social Security number or other identification numbers

• Date of birth

• Employment and income details

b. Financial Information

To evaluate your loan application and process transactions, we may collect financial information such as:

• Bank account details (for verification or payment purposes)

• Credit history and credit scores

• Employees’ and salary information

• Loan payment history

c. Usage Information

We may automatically collect certain information about how you interact with our website, including:

• IP address

• Browser type and version

• Device information

• Pages visited and interactions with the website

• Referring website or search term

d. Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience on our website. Cookies may collect data on your preferences, website usage patterns, and browsing habits. You can manage cookie settings through your browser settings.

2. How We Use Your Information

We use the information we collect for the following purposes:

a. To Provide Services

• To process your loan applications, verify your identity, and assess your creditworthiness.

• To manage your account, approve transactions, and facilitate loan disbursement and repayment.

• To provide customer support and respond to your inquiries.

b. For Marketing and Communications

• To send you promotional material about our services, offers, and updates if you have opted in to receive marketing communications.

• To personalize your experience on our website and provide tailored loan options or financial products based on your preferences.

c. To Improve Our Website and Services

• To monitor website performance, improve functionality, and enhance user experience.

• To analyze trends and understand user behavior to make informed business decisions.

d. For Legal and Regulatory Compliance

• To comply with applicable laws, regulations, and industry standards, including anti-money laundering (AML) and know your customer (KYC) requirements.

• To respond to legal requests, including court orders and subpoenas.

3. How We Share Your Information

We do not sell, rent, or trade your personal information. However, we may share your information with third parties in the following situations:

a. Service Providers

We may share your information with trusted third-party service providers who help us run our business, including:

• Credit bureaus and agencies for credit checks

• Financial institutions for financing and ancillary services

• IT service providers and cloud storage companies

• Marketing and advertising partners (with your consent)

b. Legal and Regulatory Compliance

We may disclose your information to comply with:

• Legal obligations, such as responding to a court order, subpoena, or government request.

• To enforce our terms of service or protect the rights, property, and safety of ourselves, our customers, or others.

c. Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner, subject to the privacy terms in effect at the time.

4. Data Security

We use a variety of physical, technical, and administrative measures to protect your information, including:

• Encryption of sensitive data during transmission (e.g., via Secure Socket Layer (SSL) technology).

• Secure servers and storage solutions to safeguard your personal and financial information.

• Restricting access to your personal data to authorized personnel only.

While we take reasonable measures to protect your information, no method of data transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

Depending on your location and applicable laws, you may have the following rights regarding your personal data:

a. Access and Correction

You have the right to access and correct the personal information we hold about you. To update or correct your details, please contact us.

b. Data Deletion

You can request the deletion of your personal data. However, please note that we may need to retain certain information for legal, accounting, or contractual purposes.

c. Opt-Out of Marketing Communications

You can opt-out of receiving promotional emails or marketing communications from us at any time by clicking the “unsubscribe” link in our emails or by contacting us directly.

d. Cookies and Tracking Technologies

You can manage your cookie preferences through your browser settings. Please note that disabling certain cookies may affect the functionality of our website.

6. Children’s Privacy

Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from individuals under 18. If we learn that we have collected personal data from a child under 18, we will take steps to delete such information as soon as possible.

7. International Transfers of Data

If you are located outside of the United States, please be aware that your personal information may be transferred to, processed, and stored in the United States or other countries where we operate. We take steps to ensure that your data is protected in accordance with this Privacy Policy and applicable laws.

8. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the “Effective Date” will be updated accordingly. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

9. Contact Us

If you have any questions, concerns, or requests related to this Privacy Policy or your personal information, please contact us at:

Jessica Higgins
55 Water Street, 50th Floor, NY NY 10041
786-733-5528
jhiggins@curatedfinancial.com

By using our website, you consent to the collection and use of your information as described in this Privacy Policy.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.